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What to do first

For high-value homes, exotic vehicles, and collections, early documentation and the right sequence of steps can materially affect outcomes. Use the checklist below, then contact us so we can advocate on your behalf.

1) Ensure safety and prevent further damage

If there’s an immediate hazard, call emergency services. Take reasonable steps to mitigate additional loss (e.g., shut off water, secure the property, arrange temporary boarding).


2) Document the incident

Take photos/video, note dates/times, and keep receipts for emergency repairs or temporary accommodations. For theft, obtain a police report number.


3) Preserve evidence and avoid permanent repairs

Do not dispose of damaged items until advised. For specialty items (fine art, jewelry, high-end finishes), we can help coordinate appropriate restoration and appraisal.


4) Contact us to coordinate the claim

We’ll help you notify the insurer, confirm what information is needed, and ensure the claim is positioned accurately from the start.

Our role

How we support you during a claim

Clear guidance and proactive coordination

We help you understand timelines, documentation, and what to expect—so decisions are made with confidence.

Specialty expertise for high-value assets

From custom construction and high-end finishes to exotic vehicles and collections, we help align the right experts and documentation.

Advocacy focused on fair outcomes

We work to ensure coverage is applied correctly and communications stay organized and professional.

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FAQs

Claims support questions

Every claim is different. These answers cover common situations for high-value homes, exotic vehicles, and collections.

Request a Complimentary High-Value Risk Review

Share a few details and we’ll respond promptly. If this is an emergency, please contact local emergency services first.

Request a Complimentary High-Value Risk Review

Serving Toronto, Muskoka, and clients across Ontario